AT&T iPhone 17 trade‑in: how to get up to $1,100 off

AT&T is offering bill credits worth up to $1,100 on the iPhone 17 lineup when you buy on a 36‑month installment plan and trade in an eligible device. The structure, device tiers, and eligibility rules are spelled out in AT&T’s trade‑in offer details, with additional specifics on the product pages for the iPhone 17 and iPhone 17 Pro.

Key takeaway

What the deal actually covers

• iPhone 17 Pro / 17 Pro Max: up to $1,100 in bill credits, applied as $30.56/mo over 36 months.
• iPhone 17 / iPhone Air / 17 Pro / 17 Pro Max: up to $830 in bill credits, applied as $23.06/mo over 36 months.
• iPhone 17 / iPhone Air / 17 Pro / 17 Pro Max: up to $350 in bill credits, applied as $9.73/mo over 36 months.

Credits will not exceed the lower of the device’s full price or the tier’s max credit. All credits are spread evenly across the 36‑month term.

Who qualifies and which plans are eligible

Both new and existing AT&T postpaid customers can participate when they activate or upgrade a line on an eligible unlimited plan. For new single‑line customers, the requirement starts at $75.99/month before discounts on the entry unlimited plan; existing customers can add the device to their current eligible plan, which may cost less. AT&T’s 55+ and Value Plus variants are not eligible. Current unlimited options are listed on the plans page. AT&T may temporarily slow data if the network is busy.

Which trade‑ins unlock which credit

AT&T uses three value tiers after it assesses the device you send in:

• Up to $1,100 tier (Pro / Pro Max): trade an eligible iPhone in any condition or another smartphone valued at $180 or more after assessment.
• Up to $830 tier (17 / Air / Pro / Pro Max): trade an eligible iPhone in any condition or another smartphone valued at $130 or more.
• Up to $350 tier (17 / Air / Pro / Pro Max): trade an eligible iPhone in any condition or another smartphone valued between $35 and $129.99.

“Any condition” on eligible iPhones refers to physical wear not disqualifying the device from the program; the phone still has to meet AT&T Trade‑in program requirements (for example, it can’t be activation‑locked) and meet the minimum value threshold when AT&T takes possession.

How the credits work on your bill

• Installment plan: 0% APR, typically 36 months. $0 down for well‑qualified customers; others may have a down payment.
• Taxes/fees: Sales tax on the full retail price is due at sale; a $35 activation/upgrade fee applies.
• Credit timing: Bill credits start within three bills after AT&T completes your trade‑in. You’ll receive catch‑up credits once they begin.
• Credit cap: Credits won’t exceed the device price or the tier’s maximum.

How to redeem the offer step by step

1. Purchase an eligible iPhone 17 model on a qualifying 36‑month installment agreement (tax on full price due at checkout). You’ll see the current price and installment options on the iPhone 17 and iPhone 17 Pro pages.
2. Add or upgrade a line on an eligible postpaid unlimited plan.
3. Complete your trade‑in within 30 days of when your installment starts (for shipped orders, the clock starts when the new device ships). Use promo code TRADEOFFER25 at checkout; the value is delivered via monthly bill credits.
4. Make sure the phone number on the trade‑in matches the number on the purchased device—mismatches can impact eligibility.

Trade‑ins must be processed through the AT&T Trade‑in or AT&T Business Trade‑in program and meet those program’s requirements. A trade‑in device may not be on an existing installment plan.

The fine print that can cost you

• Service changes: If you cancel wireless service, credits stop and you owe the remaining device balance. For new lines, if you cancel any other line on your account within 90 days, credits may stop.
• Early payoff/upgrade: If you upgrade or pay off the discounted device early, remaining credits may cease.
• Next Up Anytime: The optional $10/month upgrade feature is not credited as part of this promotion.
• One‑for‑one: One trade‑in per qualifying purchase and one credit per line; offer may not be combined with other promos.
• Account standing: The line must remain active and in good standing for at least 30 days to qualify for bill credits.
• Returns: You have 14 days to return/exchange; a restocking fee up to $55 may apply.
• Program changes: Pricing, promotions, and terms can be modified or ended without notice.

Real‑world examples

• Trading up to a Pro: An eligible iPhone (e.g., from the iPhone 13 family) in any condition—or any smartphone AT&T assesses at $180+—qualifies for the up to $1,100 tier on iPhone 17 Pro or Pro Max. The credit hits your bill as $30.56/month for 36 months.
• Going for the base 17 or Air: An eligible iPhone in any condition—or any smartphone assessed at $130+—lands in the up to $830 tier, or $23.06/month in bill credits over 36 months.
• Older devices still count: If AT&T values your trade‑in between $35 and $129.99, you’ll be in the up to $350 tier ($9.73/month in credits).

Key device and pricing context

AT&T lists the iPhone 17 at a retail price of $829.99 with 36‑month installment options shown on the product page. The iPhone 17 Pro starts at $1,099.99 with installment pricing and trade‑in credits detailed on its product page.

Tips to avoid common pitfalls

• Ship quickly and track it: The 30‑day window starts when your new device ships. Use the provided materials and keep proof of shipment.
• Disable locks: Sign out of cloud accounts and turn off activation locks before sending your trade‑in, or it may fail eligibility.
• Mind the plan: Verify your plan’s eligibility before checkout using the plans page.
• Watch your lines: If you’re adding a line under this promo, avoid canceling any other line for at least 90 days.

The value here is meaningful if you’re staying with AT&T for the full 36 months and can match your trade‑in to the top tier. Just remember these are bill credits tied to service—if you leave early or change the financed device, the remaining credits won’t follow you.