Forza Horizon 6 ties player housing to exploration rather than race wins. Each home sits in a different region of Japan, attaches to a Discover Japan stamp tier in the collection journal, and grants a perk that ranges from a daily Wheelspin to a permanent credits boost on certain event types. There are eight homes in total, including the Estate, and you can own all of them.

Every Forza Horizon 6 house, cost, and perk
Stamps in the Discover Japan journal use a color tier system — Yellow, Green, Blue, Pink, Orange, Purple, and Gold — and each new tier opens the next purchasable home. Mascot hunting, Horizon Stories, and general map exploration all contribute to journal progress, so stamps accumulate naturally during normal play.
| House | Region | Cost | Stamp | Perk |
|---|---|---|---|---|
| Mei's House | Ohtani | Free | Start | Wheeler Dealer |
| Tokyo House | Tokyo City | 3,000,000 CR (free with VIP) | Start | Daily Wheelspin |
| Yashiki House (Estate) | Hokubu | 10,000 CR | Yellow | Estate Builder |
| Minka House | Ito | 450,000 CR | Green | Credit Stunts |
| Hakusan Mountain Lodge | Sotoyama | 635,000 CR | Blue | Garage Slot + Cool Credits |
| Fuji Unkai House | Shimanoyama | 830,000 CR | Orange | Career Driver |
| Soko 78 | Tokyo City | 980,000 CR | Purple | Import/Export |
| Vision House | Ohtani | 1,500,000 CR | Gold | Garage Slot + Driving With Friends |
Mei's House (Ohtani)
Mei's House is handed to you right after the prologue, on the main road heading toward Tokyo City. It holds four cars and works as a basic storage point and fast travel anchor. The attached perk, Wheeler Dealer, enables car trading at the Autoshow. There is nothing to unlock — it appears in your property list as soon as the opening sequence finishes.

Tokyo House (Tokyo City)
The Tokyo House is technically available from the start, but the price is the catch. It costs 3,000,000 credits outright, or it is included free with the VIP Pass that ships in the Premium Edition. The perk, Daily Wheelspin, grants one free Wheelspin per login day, which compounds into a steady stream of cars, credits, and cosmetics over time.
Yashiki House and the Estate (Hokubu)
The Yashiki House unlocks once you earn the first Discover Japan stamp (Yellow tier). Mei sends a message inviting you to the property, a short cutscene plays, and you can buy it for 10,000 credits. The perk, Estate Builder, opens the freeform building system tied to the Estate.
Before you can purchase, you have to use the Estate Builder tool to move 19 props away from the road in front of the property. After that, the Estate becomes a blank canvas. There is no upgrade tree and no tiered progression. You place foliage, track pieces, decorations, and structures yourself, or download community-created prefabs and layouts directly into your plot. A handful of prefab buildings are fixed and cannot be removed.
The Estate also pays you back in credits based on how many other players visit your build, which turns it into a passive income source if the layout is worth visiting.

Minka House (Ito)
The Minka House becomes available once you reach the Green stamp tier (second Discover Japan stamp). It costs 450,000 credits and sits on the coast in the Ito region. The perk, Credit Stunts, adds 10 percent to credit payouts from Horizon Stunt Party events — the renamed version of the old Arcade/Forzathon Live activity.
Hakusan Mountain Lodge (Sotoyama)
The Hakusan Mountain Lodge unlocks at the Blue stamp tier (third stamp) and costs 635,000 credits. It carries two perks: an additional Display Car Locator slot for your garage, and Cool Credits, which adds 10 percent to payouts from Horizon Life events. Since Horizon Life covers most of the standard event types you'll run day to day, the 10 percent boost compounds faster than the Stunt Party perk on the Minka House.

Fuji Unkai House (Shimanoyama)
The Fuji Unkai House opens at the Orange stamp tier (fifth stamp) for 830,000 credits. It sits near the base of Mount Fuji in the Shimanoyama region. Its perk, Career Driver, grants an extra 10 percent credits for completing Horizon Jobs.
Soko 78 (Tokyo City)
Soko 78 unlocks at the Purple stamp tier (sixth stamp) and costs 980,000 credits. It is a large warehouse property in the Tokyo City docklands. The perk, Import/Export, knocks 5 percent off the price of cars at the Autoshow, which pays back well if you collect or rebuild your garage often.

Vision House (Ohtani)
The Vision House is the final home, gated behind the Gold stamp tier (seventh stamp) and priced at 1,500,000 credits. It overlooks Tokyo City from a mountainside in the Ohtani region. It carries two perks: an additional Display Car Locator slot, and Driving With Friends, which adds 10 percent to your Skill Score on LINK Skills.
How to earn Discover Japan stamps faster
Stamps drive every house unlock past the starting two, so progress in the Discover Japan side of the collection journal is what gates the property list. Three activity types feed the journal directly.
- Mascots: small roadside collectibles scattered across the map. Drone mode helps locate them. Drone interactions do not break them, so you can scout safely.
- Horizon Stories: narrative event chains. These contribute heavily to journal levels.
- Exploration: road discovery, Barn Finds, Treasure Cars, and other map-based objectives.
You do not need to complete every category to climb tiers. Mixing a Horizon Story or two with passive mascot pickups during normal driving is enough to push through the early Yellow, Green, and Blue tiers in your opening hours.

Visiting a friend's house or Estate
The Estate follows the convoy leader. If you want to see a friend's Estate build, join a convoy with them as the leader and drive to the Estate location — their layout loads in place of yours. To visit someone's garage layout instead, open the pause menu, go to Creative Hub, then Social, and select any gamertag from your friends list or recently played list. From there, choose View Creative Hub, then Visit Their Houses, and pick the property to drop into their garage. You can like or download the layout from Garage Options.
Which house to prioritize
The order that returns the most value over a normal playthrough is straightforward. Grab the Yashiki House the moment it appears at 10,000 credits — it's effectively free and opens the Estate system. After that, prioritize the Tokyo House if you have VIP, or the Hakusan Mountain Lodge if you don't, since the Cool Credits perk applies to the broadest pool of events. The Minka House, Fuji Unkai House, and Soko 78 are situational, based on which event types you run most. The Vision House comes last by default because the Gold stamp gate is the slowest to reach.